Online KYC form registration

                                Online KYC form registration 

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• Introduction

UIDAI has launched Aadhaar Paperless Offline e-KYC to allow Aadhaar number holders to voluntarily use it for establishing their identity in various applications in paperless and electronic fashion, while still maintaining privacy, security and inclusion.

Why Aadhaar Paperless Offline e-KYC ?

UIDAI provides a mechanism to verify identity of an Aadhaar number holder through an online electronic KYCservice. The e-KYC service provides an authenticated instant verification of identity and significantly lowers the cost of paper based verification and KYC. However, this method of online e-KYC is not available to all agencies and may not be suitable due to some of the following reasons;

Online e-KYC requires reliable connectivity

               

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Agency needs to have technical infrastructure to call online e-KYC service and deploy devices (as necessary)

The resident may need to provide biometrics for the online e-KYC

UIDAI maintains a record of the KYC request for audit purposes

Advantages of Aadhaar Paperless Offline e-KYC

Privacy :

KYC data may be shared by the Aadhaarnumber holder directly without the knowledge of UIDAI.

Aadhaar number of the resident is not revealed, instead only a reference ID is shared.

No core biometrics (fingerprints or iris) required for such verification

Aadhaar number holder gets a choice of the data (among the demographics data and photo) to be shared.

Security:

Aadhaar KYC data downloadable by Aadhaar number holder is digitally signed by UIDAI to verify authenticity and detect any tampering.

Agency can validate the data through their own OTP/Face Authentication.

KYC data is encrypted with the phrase provided by Aadhaar number holder allowing residents control of their data.

Inclusion:

Aadhaar Paperless Offline e-KYC is voluntary and Aadhaar number holder driven.

Any agency working with people can use it with consent of the Aadhaar number holder allowing wide usage.

How does it work?

Aadhaar Paperless Offline e-KYC eliminates the need for the resident to provide photo copy of Aadhaar letter and instead resident can download the KYC XML and provide the same to agencies wanted to have his/her KYC. The agency can verify the KYC details shared by the resident in a manner explained in below sections. The KYC details is in machine readable XML which is digitally signed by UIDAI allowing agency to verify its authenticity and detect any tampering. The agency can also authenticate the user through their own OTP/Face authentication mechanisms.

Pmkisan.gov.in eKYC OTP Aadhar Status Link 2023

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